01603 216881
Income Protection
Income Protection
We all live a rented lifestyle
If you were to fall ill or suffer an injury that left you unable to work, how would you live? Who would support your family? How would you obtain the money to pay bills, put food on the table, keep the lights on? The reality is that our incomes give us everything and are yet the least considered or entirely forgotten part of our insurance range.
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For many families, a sudden illness or injury can lead to a crisis. However, with income protect insurance, you can have peace of mind. As long as you are covered by the policy, you will receive a portion of your income after a qualifying illness or injury. You’ll be able to focus on your health without worrying about how the bills will be paid. Not only that, failing to maintain credit commitments damages your credit profile and lenders may either refuse to lend or command higher rates of interest. The financial implications and stress of loss of income can be massive.
Charwin Private Clients are here to help you find the right income protection cover for your needs. No matter what your current income or what employer benefits you receive, we must protect it robustly. Our team of experts can find the right policy for you. We’ll help you balance income protection with all of the other demands on your chequebook. Best of all, we won’t even charge you a fee for our
assistance.
Income protection insurance can be confusing to set up and arrange, but there is no need to worry when you have Charwin Private Clients by your side. Let our team help you find the right policy to protect you and your family.
Call us on 01603 216883 to assess your requirements and get this crucial cover in place.
For residential, consumer BTL and business BTL
Your consultation is obligation and cost free, as is looking at any recommendation we may offer. We do not always charge a fee. This depends on your circumstances. When we do charge fees we take into consideration the commission we receive from the lender. Please check the Key Messages provided to you for the basis on which we charge fees. It will also be explained to you by your adviser. All fees in all circumstances are discussed with you and put in writing prior to any application being made. Our charge to advise and arrange your mortgage is £695. We deduct any lender commission expected from this fee. If the lender commission exceeds £695, we will not charge you at all. For example, if we receive £600 from the lender, we will levy a charge to you on completion of £95. We do not charge for setting up life assurance, critical illness, income protection or other insurance.
For 2nd charge (secured loan) business, Representative APRC 7.5% Variable.
Representative example: Annual interest rate of 6.9%, Representative 7.5% APRC Variable. Based on borrowing of £80,000 over 240 repayments of £631.06. Total amount repayable £151,824.40. Includes lender fee of £495 and broker fee of £1,500.
Charwin Private Clients are authorised and regulated by the Financial Conduct Authority. Our firm’s number is 498486. You can check our details on the FCA register by clicking here.
Our trading address is Holland Court, The Close, Norwich, NR1 4DY. Tel: 01603 216881 || Fax: 01603 216885
Registered in England No: 06628612. Registered office: Holland Court, The Close, Norwich, NR1 4DY. This site is only directed at persons within the UK.
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